The Daily Horizon

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What is the number 1 life insurance company in the world?

UnitedHealth Group took the top spot for the sixth straight year with $189.7 billion in net premiums written (NPW) in 2019. Meanwhile, Allianz SE and Prud...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is life insurance a necessity?

You need life insurance only if anyone would be put at risk or suffer financially because of your death. There are four circumstances when insurance is ty...

Can I use my parents car without insurance?

Insurance Has to Be Active The basic answer to can you drive your parent’s car without insurance is yes. Just because if the vehicle is not insured then t...

Is life insurance and 401k part of an estate?

When a person dies, his or her 401k becomes part of his or her taxable estate. However, a beneficiary generally won’t have to wait until probate is comple...

What is coinsurance 20%?

The percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible. Let’s say your health insurance pla...

Do most attorneys carry malpractice insurance?

Unlike the medical field, most states do not have laws requiring attorneys to carry malpractice insurance. Although the law does not compel most attorneys...

When did pet healthcare start?

1890 Pet health insurance is over 100 years old. The first policy was written in 1890 by Claes Virgin, founder of Länsförsäkrings Alliance, a Swedish insu...

What does an abstract of title do?

The abstract of title records that transaction history and provides an official provenance. The abstract of title will also record outstanding liens again...

Can business insurance be Cancelled?

Cancel your policy Having workers compensation is compulsory for most businesses in NSW. However you can cancel your policy if your business closes down, ...

What does non owners insurance cost?

Non-owner car insurance costs between $200 and $500 annually. Since drivers with non-owner insurance aren’t on the road as much as the average policyholde...