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Does insurance pay to fix your car?

In short, your car insurance does not cover you for breakdown repairs. It only covers you for things like injury or damage resulting from an accident (to ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What are the 3 essential elements of an insurance contract?

Because the law of contracts is used to interpret an insurance policy, the basic elements of contract (offer, acceptance, and consideration) must be prese...

How much has the war on drugs cost?

In 2015, the Drug Policy Alliance, which advocates for an end to the War on Drugs, estimated that the United States spends $51 billion annually on these i...

What is the main idea of life insurance?

The major purpose of life insurance is protection — the instant estate to meet survivor needs. Some policies include a savings feature, but there are many...

Do you always get 3 points for speeding?

Most speeding offences result in the driver receiving 3-6 points and depends on where the offence occurred, how fast you are travelling and your previous ...

How do I find my insurance policy by policy number?

Another way to know your car insurance policy number is to visit the website of the Insurance Information Bureau (IIB). The IIB maintains the details of a...

Can I collect compensation beyond policy limits?

Unfortunately, you cannot make an insurance company pay beyond its policy limit. You do, however, have the right to sue the at-fault driver for more than ...

Do red cars have more accidents?

While red does tend to be associated with less of a risk of accidents than black, grey, and silver cars, red cars have more accidents than many other colo...

How much does 30 mg Adderall cost without insurance?

Amphetamine salts are available in generic and brand versions. Generic Adderall is covered by some Medicare and insurance plans, but pharmacy coupons or c...

Are contractors responsible for damage?

At its heart, independent contractor liability is grounded in basic tort (fault) liability principles. The most basic liability principle is that if you a...