Does homeowners insurance cover structure damage?
Other structures coverage comes standard with most home insurance policies and covers structures on your property that are not attached to your house, lik...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Can you insure a property if you are not the owner?
Can I get a buildings insurance policy if I don’t own the property? Only the owner of a property can buy the buildings insurance. If you’re not the buildi...
Read More →Can you have Medicare and Medicare Advantage at the same time?
Can I combine Medicare Supplement with Medicare Advantage? If you already have Medicare Advantage plan, you can generally enroll in a Medicare Supplement ...
Read More →What are the major coverages of home insurance?
A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered e...
Read More →Is ATV insurance required in Wisconsin?
Wisconsin ATV laws Wisconsin requires ATVs to have a registration, but riders do not have to carry insurance — unlike with a regular motorcycle or automob...
Read More →Does homeowners cover animal damage?
Typically, insurers are more likely to cover damage by larger animals. Animals such as mice, rats, and squirrels are often excluded from insurance policie...
Read More →Does a step-parent have to provide health insurance?
The stepchild’s biological parents are responsible for providing health insurance coverage for that child just as you are responsible for providing health...
Read More →How is term insurance calculated?
One of the simplest ways to calculate your income replacement value is: insurance cover = current annual income x years left to retirement. For example, i...
Read More →Is insurance declaration page same as binder?
Is a declaration page the same as a binder? A declaration page is part of the official policy wording documents, so it’s not the same thing as a binder. A...
Read More →Does Farm Bureau cover water leaks?
No deductible applies to the Select coverage. Farm Bureau’s insurance policy does not cover water damage from flood, surface water or water leaking into t...
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