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The Daily Horizon
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What happens if your insurance cancels on you?

You’ll usually have 10 to 20 days between the date of the cancellation notice and the date you are no longer covered. The exact amount of time differs by ...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How many Americans are uninsured for healthcare 2020?

around 31 million According to the CBO, the number of American citizens who are uninsured in 2020 is around 31 million. This number is expected to increas...

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What type of insurance is owned by policy holders?

mutual insurance company An insurance company owned by its policyholders is a mutual insurance company. A mutual insurance company provides insurance cove...

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Does my car insurance cover borrowed cars?

If a friend borrows your car and causes an accident, your insurance policy pays for any at-fault damages. A rule of thumb to remember in this situation is...

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What does a claim do to your insurance?

An insurance claim provides you with financial protection in the event of loss or damage. Filing an insurance claim may impact your rate regardless of the...

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Will you go to jail for driving without insurance in Florida?

You need car insurance to drive in Florida. If you’re caught driving without auto coverage, the state might fine you, suspend your license and registratio...

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Who is responsible for insurance between exchange and completion?

It is usual for a seller and buyer to insure a property during the period between exchange of the sale contract and completion. Who is responsible for ins...

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How much do you get when you sell your insurance policy?

If your policy is eligible to be sold, you can expect to receive from 10% to 35% of the amount that would be paid when you die. In certain situations, you...

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Is life insurance proceeds tax free to the beneficiary?

Generally speaking, when the beneficiary of a life insurance policy receives the death benefit, this money is not counted as taxable income, and the benef...

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What do you need to be an insurance adjuster?

For Level 3 certification, which is required to work without direct supervision, applicants must: (1) meet Level 2 requirements, (2) hold an appropriate p...

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