The Daily Horizon

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Do teens have to be on parents car insurance?

When to Get Insurance When it comes to car insurance, California teens catch a bit of a break. You’ll be covered by your parents’ or instructor’s insuranc...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How do I get my first NI number?

To get a National Insurance number you need to: Apply online. Prove your identity. After you apply, you’ll get an email telling you how to prove your iden...

Does Genworth still sell LTC?

Genworth, once the largest seller of long-term care insurance policies, has announced that it has stopped selling individual stand-alone coverage, as well...

How long does it usually take for a speeding ticket to arrive?

You should receive your Notice of Intended Prosecution (NIP) and a Section 172 notice inside of 14 days of your car being caught speeding. Exactly how lon...

Why should you buy cancer insurance?

Cancer patients are more than 2.5 times more likely to go bankrupt than people without cancer. Thus, a cancer insurance plan can aid with medical costs. I...

Is your house insured without smoke alarm?

You might not be covered by insurance if a fire breaks out and you don’t have a detector. A brief letter, stating your policy number and address, confirmi...

Who owns Universal Life?

Booker T. Located in Birmingham, Alabama, Universal Life offers life, accident, and health coverage and was licensed in 10 states and the District of Colu...

Is it legal to put life insurance on someone else?

You can’t take out a life insurance policy on a stranger or even someone you just casually know. “You have to have an insurable interest in that person,” ...

Can you add insurance to a rental car later?

Yes, you can use your own car insurance for a rental car as long as your trip is for personal travel. Your personal coverage limits and deductibles will a...

Is a crumbling foundation covered by insurance?

Your foundation is covered by homeowners insurance like any other part of your home. Unlike other parts of your home however, many causes of foundation da...