The Daily Horizon

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Why is it important to provide for your family?

Family is the single most important influence in a child’s life. From their first moments of life, children depend on parents and family to protect them a...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What color car is cheapest insurance?

What Color Cars are Cheaper to Insure? White: 29% Black: 19% Gray: 17% Silver: 11% Blue: 10% Red: 9% Brown/beige: 2% Green: 1% What color is more expensiv...

What auto insurance covers pizza delivery?

As a pizza shop owner your business could be held liable in one of your drivers causes an accident and doesn’t have the appropriate insurance. To protect ...

Do NJ traffic points transfer to NY?

New York Drivers If you have a New York driver’s license and are convicted of a New Jersey traffic ticket, NY will rarely add points onto your NY driving ...

What does a tail policy cover?

Tail coverage is an endorsement (or an addition) to your insurance that allows you to file a claim against your policy after it expired or was canceled. I...

Does age affect motorcycle insurance?

Generally, your rate decreases as you get older until you reach your 70s. Because teen riders pose the greatest risk for insurers, they’ll typically pay h...

Can I get buildings insurance for a flat?

It isn’t a legal requirement to have buildings insurance if you live in a flat but your mortgage provider might require you to have it. It isn’t a legal r...

Do professional liability policies cover bodily injury?

Although there are a few exceptions (e.g., physicians, architects, and engineers), most professional liability policies only cover economic or financial l...

What is the legal reserve system?

: the minimum amount of bank deposits or life insurance company assets required by law to be kept as reserves. Can life insurance be used for reserves? If...

How do you find out if a deceased person has life insurance?

Here are some strategies to help simplify your search. Look for insurance related documents. Contact financial advisors. Review life insurance application...