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What does title insurance Cover What does it not insure against?

What title insurance does not do is protect you against the condition of the home, such as the discovery of termites, radon, mold or anything that happens...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is included in contents for home insurance?

Contents insurance covers the financial cost of repairing or replacing your household personal possessions and furnishings, such as curtains, furniture, w...

Can you have 2 employers liability policies?

You can have more than one policy for employers’ liability insurance. However, the total value of the cover provided by the policies must be at least £5 m...

What does a title company do for the buyer?

The role of a title company is to verify that the title to the real estate is legitimately given to the home buyer. Essentially, they make sure that a sel...

How do you know if your leach field is damaged?

The following are a few common signs of leach field failure: Grass over leach field is greener than the rest of the yard. The surrounding area is wet, mus...

Why is risk avoiding important?

Risk avoidance is the elimination of hazards, activities, and exposures that can negatively affect an organization’s assets. Whereas risk management aims ...

Can you get health insurance while in the hospital?

Hospitals may sometimes pay premiums for patients’ existing policies or enroll people before they get sick. But in general it’s not possible to purchase c...

What pre-existing conditions will be covered?

As defined most simply, a pre-existing condition is any health condition that a person has prior to enrolling in health coverage. Or it could be more seri...

Can the police take your license plate in Florida?

Pursuant to statutory requirements, law enforcement officers are authorized to immediately seize the license plate (tag) of a motor vehicle operated by an...

Does your car insurance go up if you get points?

When you begin accumulating penalty points on your driving record, your insurance premiums will probably increase. Some insurance companies charge more fo...