The Daily Horizon

Featured Article

Where is essential oil located?

An essential oil is a natural product extracted from a single plant species. Not all plants produce essential oils, and in the plants that do, the essenti...

Read Full Article Browse education insights

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Will my insurance go up if someone else was driving?

The short answer is yes, probably. Since your car insurance works much the same way when you lend it to someone and when you’re driving it yourself, your ...

How far back do insurance claims go?

Insurance companies are known to look as far back as 7 years into your driving and insurance records, including credit scores when assessing an insurance ...

What is a reinsurance pool in insurance?

Reinsurance Pool pays claims in excess of a 1 in 10 year loss (to be calculated). ARPC to purchase retrocession up to 1 in 20 years cover. Commonwealth Gu...

Why is being negative a bad thing?

Negative thinking is our enemy. It dampens our enthusiasm and motivation. It contributes to indecision, inertia, procrastination and outright derailment o...

Does insurance pay for car license expired?

1. People are being negligent about renewing their licences on time. He explains that on one’s vehicle licence there will not be a determination in your c...

Is a bike covered under homeowners insurance?

Bicycles are covered under the personal property section of standard homeowners and renters insurance policies. This coverage will reimburse you, minus yo...

Do dentists charge upfront?

Your dentist will charge as though you only have a primary carrier, but also bill your secondary just in case they cover parts the primary does not. So yo...

How soon are wills read after death?

In most cases, a will is probated and assets distributed within eight to twelve months from the time the will is filed with the court. Probating a will is...

What insurance franchise means?

franchise deductible A franchise deductible is a limit included in some insurance policies. Covered losses which are higher than the franchise deductible ...