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Can your employer cancel your health insurance without notifying you?

Generally speaking, an employer cannot unilaterally change the terms of your employment. You would also have to consider whether the employer had the righ...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you get insurance without a green card?

You do not have to be a US citizen to purchase health insurance, but you do have to be a documented (lawful) permanent resident or green card holder. If y...

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What is the definition of loss exposure?

Property loss exposure. A condition that presents the possibility that a person or an organization will sustain a loss resulting from damage (including de...

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Can contractors work without insurance?

Professional indemnity insurance, which covers you for negligence, unintentional intellectual property breaches, and loss or damage to client data, is oft...

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How do points affect insurance NY?

Car insurance companies manage the other kind of point. The points given by a state’s DMV usually won’t impact your auto insurance rates — or at least the...

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Is there any limit on the amount of premium to be charged?

As per the limit set by IRDA, premiums can be paid up to Rs. 50,000. How do insurance companies decide how much to charge an individual for their monthly ...

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How much is a ticket for driving without insurance NYC?

The traffic court fine could be as much as $1,500 for driving without insurance or allowing someone else to drive your uninsured vehicle. You will have to...

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Do you have to pay taxes on insurance claim money?

Money you receive as part of an insurance claim or settlement is typically not taxed. The IRS only levies taxes on income, which is money or payment recei...

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Is a seized engine covered by insurance?

Generally, no. A typical car insurance policy only covers repairs to your vehicle if they’re related to some kind of accident. You likely won’t be covered...

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How much does it cost to get a license to sell insurance in Florida?

There is an application fee of $50 and a License ID fee of $5, giving you a total cost of $55. You can complete the license application on Florida’s Divis...

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