The Daily Horizon

Featured Article

Is additional insured an endorsement?

Endorsements may broaden or restrict the coverage provided by an insurance policy. One example of a policy addendum that broadens the ‘Who Is An Insured’ ...

Read Full Article Browse education insights

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you look up a CUSIP number?

How to Find CUSIP Number. Individual companies will often display their CUSIP numbers to investors on their websites. CUSIP numbers can also be accessed t...

What are large investors called?

Institutional investors Institutional investors are the big guys on the block—the elephants. They are the pension funds, mutual funds, money managers, ins...

What happens when you add a driver to your insurance?

If insurance companies consider you as relatively risky because of your age and you add on someone else, your car insurance premiums could actually go dow...

Can I buy shares in Reliance?

You may be able to buy a fractional share of Reliance Industries, depending on your broker. Check in on your investment. Congratulations, you own a part o...

Which is more expensive a performance and payment bond or a bid bond?

Bond companies issue bid bonds with the knowledge that a performance bond will be required which will be significantly more costly than the bid bond (usua...

What are the different insurance ratings?

Understanding Insurance Company Credit Rating There are four major insurance company rating agencies: Moody’s, A.M. Best, Fitch, and Standard & Poor’s...

Does the FOMC decides what interest rates will be?

In the U.S., interest rates are determined by the Federal Open Market Committee (FOMC), which consists of seven governors of the Federal Reserve Board and...

Does the State of Texas have a pension plan?

The State of Texas retirement plan is mandatory for most state agency employees and provides a lifetime annuity when they retire. In addition to mandatory...

How does crime impact on short term insurance?

Unfortunately, short-term insurance premiums will continue to increase as long as crime, violence and fraud continue to escalate.” In response to the late...