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When did Obama sign the ACA into law?

The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act, and colloquially known as Obamacare, is a United States f...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I get insurance without a license in NC?

Many companies offer some form of car insurance for car owners who are not licensed to drive. In most states, including North Carolina, a vehicle cannot b...

What is comprehensive general insurance policy?

Comprehensive general liability insurance refers to a business insurance policy that provides coverage for customer injuries, customer property damage, an...

Is it free to change address on insurance?

The insurer will also almost certainly charge an admin fee to amend the address on your documents. You can stick with the same insurer when you change add...

Does homeowners insurance cover damage to siding?

While your homeowners insurance replaces siding damage from specific types of losses, it only covers the parts of your home that are damaged — which can b...

Does insurance cover glasses and contacts?

Vision insurance and vision benefits plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses. If you do not...

How do you determine the face value you need for life insurance?

Face value is different from cash value, which is the amount you receive when you surrender your policy, if you have a permanent type of life insurance. F...

Does accident insurance cover slip and fall?

When Does Homeowners Insurance Cover a Slip and Fall Accident? Homeowners insurance doesn’t really “cover” slip and fall accidents – it will step in to co...

What happens when vehicle is total loss?

If the insurer says that your car is a total loss, it will only pay you the fair market value of your car as of the day of the accident. Unfortunately, an...

Will my insurance go up if I get 3 points?

However, bearing all that in mind, research suggests three points could raise a driver’s car insurance premium by an average of 5%, while six penalty poin...