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What should a disclaimer include?

In your disclaimer, cover any and all liabilities for the product or service that you provide. You should warn consumers of any dangers or hazards posed b...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What type of insurance is used for a catastrophic injury?

Catastrophic health insurance is a type of health plan that offers coverage in times of emergencies as well as coverage for preventive care. Catastrophic ...

Do you have to pay a deductible for damage to another car?

You won’t have to pay a deductible for the damage to the other car, but you will have to pay a deductible to have your car insurance cover the damages to ...

How much should a life coach Charge?

How much does life coaching usually cost? Most life coaches working with individuals charge about $200 to $1,000 per month for a 30- to 60-minute call thr...

How do I claim home insurance after a fire?

Call your insurer as soon as you can if there’s been a fire. If you’re unable to live in your home due to fire damage, your insurance provider will usuall...

Does a seatbelt ticket affect insurance in MN?

Seatbelt tickets may affect insurance. A seatbelt ticket is basically a small, or minor infraction. Because of this, the ticket will not have a dramatic e...

What percentage of construction cost is insurance?

Construction Insurance Policies. In general, the low end of construction insurance policy costs will be about 4% of the overall value of the contract sign...

Are long-term care premiums taxable?

Premiums for “qualified” long-term care insurance policies (see explanation below) are tax deductible to the extent that they, along with other unreimburs...

Can you show a cop your insurance on your phone?

Showing proof of auto insurance coverage is one more thing that you can do on your smartphone. Gov. Jerry Brown has signed into law Assembly Bill 1708, wh...

Can you get homeowners insurance on an old house?

Older homes are viewed by homeowners insurance companies as “high-risk” — they can be fragile, construction materials are more obsolete, and certain struc...