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How do I find out who sold my mortgage?

You can look up who owns your mortgage online, call, or send a written request to your servicer asking who owns your mortgage. The servicer has an obligat...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What happens to stock options when an employee is terminated?

In general, you have rights only to stock options that have already vested prior to your termination date. At the time of your departure, you are generall...

Who is the owner of joint account?

A bank account, which is shared by two or more individuals is known as a joint account. Spouses, business partners, friends or members of families who hav...

What happens when prime lending rate increases?

The Prime Rate This rate is the one on which other forms of consumer credit are based, as a higher prime rate means that banks will increase fixed, and va...

What qualifies as a dependency override?

Students Who Are Eligible for a Dependency Override Dependency overrides often involve an involuntary dissolution of the family or situations in which it ...

Can you finance a 5k car?

Specifics vary, but most subprime lenders won’t finance an auto loan that’s under $5,000. Keep in mind that this is the amount financed, not the car’s sel...

What are the three readings of a bill?

“ If action is taken, the bill must pass through First Reading, Committee, Second Reading and Third Reading. The bill can “die” at any step of the way, ju...

How does your employer decide what to withhold?

Employers calculate withholding tax by referring to an employee’s Form W-4 and the IRS’s income tax withholding table to determine how much federal income...

Is this right time to buy commercial property?

As real estate prices hit rock bottom, it is the best time for buyers and investors to get impressive capital appreciation on the commercial property valu...

Are distributions from estate taxable?

An inheritance is not subject to income taxes. The federal estate tax now applies only to a tiny minority of super-wealthy taxpayers, estimated at about 2...