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Do employees accrue vacation time while on workers compensation?

A recent decision by the Federal Circuit Court of Australia has now clarified that, in New South Wales at least, employees continue to accrue annual leave...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is meant by variable universal life insurance?

Variable universal life is a type of permanent life insurance policy with features that include cash value, investment variety, flexible premiums and a fl...

Does homeowners insurance have to be in the name of the mortgage holder?

However, homeowners insurance is not included in your mortgage. It is an insurance policy separate from your mortgage loan agreement. Your mortgage lender...

Is AIG part of Farmers Insurance?

Farmers Insurance Announces Acquisition of AIG’s Personal Auto Insurance Group, Which Includes 21st Century – Apr 16, 2009. Did Farmers Buy MetLife? Farme...

Can you refuse a life insurance policy?

The payout from a life insurance policy can help provide financial stability for your family and loved ones right when they need it. Your beneficiary has ...

Does minor in possession stay on your record?

How Long Does an MIP Conviction Stay On Your Record? An MIP conviction stays on your criminal record forever, unless you hire an attorney to expunge it. I...

What type of insurance is Medi Medi?

Medicaid is a joint federal and state program that helps pay medical costs if you have limited income and resources and meet other requirements. Some peop...

How long do you have to report a Hippa violation?

within 180 days Be filed within 180 days of when you knew that the act or omission complained of occurred. OCR may extend the 180-day period if you can sh...

How soon before closing Do I need homeowners insurance?

Ideally, you want to have homeowners insurance in force at least three days prior to your closing, which is typically when the mortgage company will ask t...

Should I get a claims made or occurrence policy?

In short, occurrence-based policies provide ample coverage as long as you keep renewing them. For this privilege, you’ll generally pay more than you would...