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What is the consideration in a typical insurance contract?

Consideration. This is the premium or the future premiums that you have to pay to your insurance company. For insurers, consideration also refers to the m...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do your insurance rates go up if your car is stolen?

One myth about insurance is that when a car is stolen, a person’s rates automatically rise. This isn’t true. While there is no certainty that the insuranc...

What is political risk and examples?

Political risk is the probability that political decisions, events or conditions will result in losses. Politics affect everything from taxes to interest ...

Do you have to be on your parents car insurance?

No. If you live with your parents and they own your car, you can be added to their existing policy. Most insurance companies require that all licensed dri...

What does an insurance claim register provide?

An insurance claims register provides a. follow-up procedures for insurance claims. Pending or resubmitted insurance claims may be tracked through a. tick...

What happens if home insurance company goes bankrupt?

In the event that an insurer goes bankrupt, your state’s guaranty association steps in. The company’s assets are then liquidated and the proceeds go to pa...

When a Medicare recipient chooses a Medicare senior plan he or she forfeits the Medicare card true or false?

Test Question Answer When a Medicare recipient chooses a Medicare senior plan he or she forfeits the Medicare card False the assignment on a patient with ...

Which insurance covers pre-existing conditions India?

Health Insurance for Parents with Pre-Existing Diseases. One can buy health insurance for his/her parents with pre-existing illnesses. Some of these plans...

Does Pet Insurance cover injury to another dog?

If your dog is injured in an attack by another dog then your Petplan dog insurance policy will cover you. Simply claim for the veterinary fees as per norm...

Does drug use affect insurance?

How does current drug use affect life insurance? It depends on the drug and frequency of use. Insurers show leniency toward casual drinkers and marijuana ...