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What is a 1033 consent waiver?

A prohibited person who proposes to engage in the business of insurance in California must file a 1033 consent waiver application, pay the application fee...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What does total Cigna Dppo mean?

Total Cigna Dental PPO The Total Cigna Dental PPO (DPPO) network makes it easy to protect your health – and your smile – with the right dental care at the...

Who is the carrier in an insurance claim?

An insurance carrier is a company that sells insurance. The term carrier is used interchangeably with insurance company, insurance agency, insurance provi...

Is 4 points on your driving record bad?

Violation points add up and can result in losing your license. Most moving violations result in points on your record. Your license will be suspended for ...

How much does insurance go up in Georgia on a speeding ticket?

Insurance Disclosure Speeding tickets can have a significant impact on the premiums you pay for car insurance. A speeding ticket increased the average cos...

Will a speeding ticket from another state affect my insurance?

When your insurance company runs your driving record, any recorded violations will show on your motor vehicle report—both in-state and out-of-state. Even ...

What is the main focus of general insurance?

While life insurance policies cover the financial loss suffered due to loss of life, general insurance policies cover the financial loss suffered due to t...

Who owns stock in an insurance company?

shareholders A stock insurance company is a corporation owned by its stockholders or shareholders, and its objective is to make a profit for them. Policyh...

Which group pays more for car insurance?

Average car insurance rates by age group range from $716 per year for 45-year-old drivers to $3,343 per year for drivers who are 16 years old. Car insuran...

Will homeowners insurance cover stolen packages?

Homeowners insurance may help cover theft and break-ins. Personal property coverage helps pay to replace or repair your belongings if they are stolen or d...