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Can my husband cosign a credit card?

Your husband can add you as an authorized signer on his existing credit card. Being an authorized signer is a good way of building a credit history but it...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can a revocable trust be used for real estate?

Revocable trusts can be worthwhile estate planning options, but protecting your real property against creditors or lawsuits usually isn’t one of their adv...

How do I add interest to my mortgage?

How to calculate loan interest Calculation: You can calculate your total interest by using this formula: Principal loan amount x Interest rate x Time (aka...

What does NPV equal?

Net present value, commonly seen in capital budgeting projects, accounts for the time value of money (TVM). A project or investment’s NPV equals the prese...

Do you pay capital gains tax on principal residence?

The U.S. does have a principal residence capital gains tax (albeit with a sizable US$500,000 exemption), but also allows for the deduction of mortgage int...

How much do you need for a down payment on a 300k house?

For example, a Federal Housing Administration (FHA) loan will have a minimum down payment of 3.5%. If you are purchasing a $300,000 home, you’d pay 3.5% o...

Are there income limits for a traditional IRA?

There are no income limits for Traditional IRAs,1 however there are income limits for tax deductible contributions. There are income limits for Roth IRAs....

Is AIG annuity safe?

AIG has worked hard to reassure worried consumers, reminding them that its insurance subsidiaries are “well capitalized.” The National Association of Insu...

How can I lower my credit card finance charges?

5 Ways to Reduce Credit Card Interest Pay off your cards in order of their interest rates. Make multiple payments each month. Avoid putting medical expens...

What is the safest stock to buy right now?

Best Safe Dividend Stocks to Buy Now Hormel Foods Corporation (NYSE: HRL) Number of Hedge Fund Holders: 26. Colgate-Palmolive Company (NYSE: CL) Number of...