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How do I add myself to the title of my house?

Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. When executed and notarized, the quitclaim deed legally o...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you use your credit card when refinancing your home?

Some homeowners refinance to pay off debt, such as credit card balances. They accomplish this with a cash-out refinance: getting a mortgage for more than ...

What age can a child decide not to see a parent in UK?

16 years old In law, there is no fixed age that determines when a child can express a preference as to where they want to live. However, legally, a child ...

What to do with your 401k when you get laid off?

A 401 (k) is a retirement savings plan sponsored by an employer, so once the employer is out of the equation, you need to do something with the money you ...

How do I apply for Social Security disability in California?

You can apply for SSDI benefits: Online (which starts the application process immediately instead of having to wait for an appointment) By calling Social ...

Where can I find a job after 55?

Here are some strategies to find a new job after age 50: Start your job search right away. Use your network. Reassure a younger manager. Don’t mention you...

Which banks give you money for opening an account Canada?

Canadian Bank Account Promos Recap RBC $300 Cash. TD Bank $300 Cash. Bank of Montreal $300 cash + $50 cash. CIBC $300 cash. HSBC Welcome Bonus offer up to...

What should my expected rate of return be?

Generally speaking, if you’re estimating how much your stock-market investment will return over time, we suggest using an average annual return of 6% and ...

Can credit cards be auto paid?

Credit card autopay is a service provided by many credit card issuers that automatically pays off the balance when a statement is posted. The automaticall...

What happens if you default on your 401k loan?

If you can’t repay the loan, it is considered defaulted, and you will be taxed on the outstanding balance, including an early withdrawal penalty if you ar...