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What kinds of insurance do you need in order to protect yourself?

Here are the eight types of insurance Dave Ramsey recommends: Auto Insurance. Homeowners/Renters Insurance. Umbrella Policy. Health Insurance. Long-Term D...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is meant by information asymmetry?

What Is Asymmetric Information? Asymmetric information, also known as “information failure,” occurs when one party to an economic transaction possesses gr...

Which type of health insurance allows you to use any medical provider?

Preferred Provider Organization (PPO): A type of health plan where you pay less if you use providers in the plan’s network. You can use doctors, hospitals...

How much should my auto insurance be?

To legally drive in Alberta, everyone must have liability insurance to cover any at-fault damage or injuries to others. This does not cover your own vehic...

What does fee for service insurance mean?

With a Fee for Service plan, participants choose a doctor or other service provider, and the insurance pays for the majority of the cost. Fee-for-service ...

When an insurance license moves he has how long to notify the Florida Dept of Financial Services of his change of address?

within 30 days Licensees are required to notify us within 30 days after a change of name, e-mail, residence address, principal business street address, ma...

Can a life insurance policy be contested after 2 years?

Understanding the two-year contestability period for life insurance. If you pass away in the first two years of your life insurance coverage, the insuranc...

Are woodpeckers covered by insurance?

Generally, woodpecker or any other bird, insect, and rodent damage is not covered by homeowners insurance. These types of damages are considered as mainte...

Is pest control covered under home insurance?

The bad news is that most insurers will not cover homeowners for damage caused by pests, though they will consider paying out on that caused by other wild...

Can an insurance company refuse to renew?

Insurers can generally refuse a renewal as desired, but can’t simply drop customers that easily. An insurance policy is a contract, and the insurance comp...