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Is Black mould covered by home insurance?

In most cases, no. You can safely assume that home insurance won’t cover any damage caused by mould or for mould removal or cleaning. Mould and fungus is ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you sue insurance company for not paying medical bills?

If you want to sue your health insurance company in federal court because they denied your claim or they’re not paying your medical bills in a timely fash...

How much is the average car payment and insurance?

Average Car Insurance Cost by State State Annual Cost for Minimum Coverage Annual Cost for Full Coverage California $844 $2,518 Colorado $725 $2,101 Conne...

How many points is 20 mph over speed limit?

Here are the points one can get for speeding: 3 points for driving 1-10 MPH over the posted limit; 4 points for driving 11-20 MPH over the posted limit; 6...

How many times can insurance be claimed?

No, it is not possible to file health claim with two insurance companies simultaneously. You will have to file a claim with the first insurance company an...

Who is the woman in the Liberty Mutual commercial?

Nicole Randall Johnson Nicole Randall Johnson Born December 9, 1973 Los Angeles, California, U.S. Occupation Actress, writer, producer Years active 2002–p...

Is it recommended to purchase both life and disability insurance?

The best way to protect your income is by having both a life insurance and disability insurance policy in place. While life insurance protects your loved ...

Does homeowners insurance cover riots and vandalism?

Homeowner Insurance for Damaged Property Typical homeowners insurance policies cover damages that result from vandalism, rioting and civil commotion, fire...

What is a universal life insurance policy best described as?

A Universal Life Insurance policy is best described as? An Annually Renewable Term policy with a cash value account. A policy will pay the death benefit i...

What is defined as PHI?

The Privacy Rule defines PHI as individually identifiable health information, held or maintained by a covered entity or its business associates acting for...