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What is the principle of life insurance?

Life insurance requires the principle of insurable interest. The person who is insured under the contract must have some kind of personal relationship to ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How much is product liability insurance for a small business?

The average amount a retail business can expect to pay for their Public Liability policy is around $71 per month*. An analysis of BizCover customer data s...

What is the licensing fee for an insurance producer license in Pennsylvania?

$55 You will need to pay the license application fee of $55 and a fingerprinting fee of $22.60 at this time. Completing the paper application found at bef...

Does my home insurance cover me for personal injury?

Homeowners insurance covers personal injuries as long as your policy includes personal liability coverage, and most policies do. However, not every injury...

What kind of insurance does a anesthesiologist need?

Save on Professional Liability Insurance As an anesthesiologist, you may not plan on harming a patient. However, professional liability insurance, aka med...

What proof is needed to cash in a life insurance policy upon a death?

Life insurance benefits are provided to a policy’s beneficiaries when the policyholder dies. Recipients usually need to file a death claim with the insura...

Is comprehensive and collision the same as full coverage?

Collision Insurance covers damage to your vehicle in the event of a covered accident involving a collision with another vehicle. Comprehensive car insuran...

How much is a thumb worth in compensation?

Why is a thumb worth more than a finger? Body part lost Compensation Eye $64,000 Thumb $35,000 First finger $18,400 Big toe $15,200 Does surgery increase ...

Why do you want to work for an insurance company?

1. Because its gives us a opportunity to expand over self. People in the insurance make a difference by solving problems and helping other a t the time of...

What does comprehensive coverage protect against?

Comprehensive coverage helps pay to repair or replace your car if it’s stolen or damaged by something other than a collision. Comprehensive typically help...