The Daily Horizon

Featured Article

Does 1 DUI ruin your life?

A DUI does not have to ruin your life. If you get a lawyer, fight your case, and negotiate a good deal, you may be able to go on with your life with relat...

Read Full Article Browse business

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does insurance cover previous damage?

Insurance policies do not usually cover pre-existing damages. In fact, not only do they not cover them, but the insurance company can use previous damage ...

What benefits are provided by an insurance policy?

The obvious and most important benefit of insurance is the payment of losses. An insurance policy is a contract used to indemnify individuals and organiza...

Does bankruptcy apply to liability coverage?

While liability coverage is ordinarily unaffected by an insured’s bankruptcy or insolvency, there are important exceptions or caveats that counsel should ...

Can life coaches get liability insurance?

Life coaches should purchase two types of commercial insurance: General Liability Insurance and Professional Liability Insurance. Having these two policie...

Do you have to have insurance on a farm use vehicle in Virginia?

Registered Farm Use Tags (“F-Tags”) There are two main differences between registered (“F-tag”) and unregistered farm use vehicles: Unlike with unregister...

Do you need a college degree to become an insurance agent?

You don’t need a college degree to become an insurance agent; some agents just have a high school diploma. However, completing a bachelor’s degree in a bu...

Are owners exempt from workers comp?

But even though most states require all employees to be covered, a few worker categories are exempt. Also, certain types of business owners – sole proprie...

What are2 things not covered in homeowners insurance?

Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industr...

How can I check my SBI policy details?

Check your Policy Status via SMS Get easy access to every possible detail on your SBI Life plan via SMS. All you have to do is send an SMS to 9250001848 o...