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Does an old roof affect insurance?

Generally, the older your roof, the higher the amount depreciated…or not covered under your policy. If your policy is for RCV, your insurance company will...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What to do if septic tank is overflowing?

Unfortunately, once your septic tank starts to overflow, calling a professional plumber is usually your only recourse. You can reduce the chances of septi...

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Do I still have to make payments on a totaled car with GAP insurance?

The fact that your car was a total loss does not change your loan repayment terms. Your legal obligation to repay the loan continues. If you have “gap” in...

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Does insurance cover skin removal surgery after weight loss?

Though heavy, excess skin left behind after weight loss can be considered a medical condition due to discomfort and increased risk for skin conditions, mo...

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Do insurance companies try not to pay out?

Your insurer must give you a reason for refusing to pay your claim. If you think your insurer is being unreasonable in refusing your claim, you can try to...

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What happens if you get caught driving without insurance UK?

Penalties for uninsured drivers: The police could give you a fixed penalty of £300 and 6 penalty points if you’re caught driving a vehicle you’re not insu...

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How do you choose sum insured?

How to Choose the Right Sum Assured Ideally, the sum assured amount should be able to (in your absence): a. Step 1: Begin with expected future earning yea...

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Can I remove lienholder from insurance?

And, when you pay off your car loan, your insurance agent can help remove the lienholder’s name from your policy. You’ll likely need to provide proof that...

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What is my occupation if I work in insurance?

An actuary is a person who helps insurance companies know how much money to charge for insurance. To be an actuary, you will need a college degree in math...

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What is Oxford timely filing limit?

The timeframe for filing or re-filing a claim for Non-Participating Oxford Medicare Advantage Providers and for Oxford Medicare Advantage Members ranges f...

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