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How many continuing education hours do you need to be an insurance agent in Florida?

10 hours For Title Agents: Florida requires that each title agent complete 10 hours of continuing education, including 3 hours of state-approved and licen...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What makes motorcycle insurance expensive?

Age and riding experience – As with car insurance, younger riders are going to pay more for insurance. Riding experience is also a factor. Follow traffic ...

Can you be arrested in Georgia for driving without insurance?

If a driver does not have adequate insurance or a vehicle is not adequately insured by its owner, they will be charged with Driving Without Insurance in G...

Does no-fault insurance mean?

The term “no-fault” insurance simply means if you are injured or your car is damaged in an accident, then you deal with your own insurance company, regard...

Does a warning go on your driving record Ontario?

It’s important that you know what type of infraction it is before determining if an officer has given you a warning or issued you with a citation. A warni...

Do you have to offer health insurance to all your employees?

However, under the Affordable Care Act (ACA), employers with 50 or more employees or 50 full-time equivalent (FTE) employees who don’t offer health covera...

What are the types of traditional plan?

Different types of Traditional Life Insurance Plans Money-back Life insurance plans. Endowment life insurance policies. Whole-life plans. Term Life Insura...

Why is a needs analysis an important tool for an agent?

By performing a needs analysis with your customer, you can quickly identify what your client’s primary needs are. A needs analysis is a simple process use...

Is it free to change address on insurance?

The insurer will also almost certainly charge an admin fee to amend the address on your documents. You can stick with the same insurer when you change add...

Can I settle for more than policy limit?

Unfortunately, you cannot make an insurance company pay beyond its policy limit. You do, however, have the right to sue the at-fault driver for more than ...