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Which is more flexible whole or universal life insurance?

Whole life insurance covers you for the rest of your life, but universal life insurance offers much more flexibility. They are both types of permanent lif...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does landlord cover tenant negligence?

If a tenant accidentally damages your property, your landlord insurance policy may help. Landlord insurance typically includes dwelling coverage, which he...

How much insurance should I have on my motorcycle?

You’ll usually see motorcycle liability coverage written with three limits like this: 25/50/10. This means you have $25,000 in bodily injury protection pe...

Who is at fault in a 3 car accident?

In fact, all three drivers can be found to be at fault in a three-way car accident. One driver may have caused the initial problem that led to multiple ca...

Does insurance cover car theft if keys are left in car?

A car insurance policy that covers the theft of your car, such as third party fire and theft insurance, usually covers a stolen car, even if the keys were...

Can you keep the money from an auto insurance claim?

Yes, you can keep car insurance money from a car accident, rather than using the money for repairs, if you own your car outright and the insurance company...

What is mortgage PMI rate?

PMI typically costs 0.5% – 1% of your loan amount per year. Let’s take a second and put those numbers in perspective. If you buy a $300,000 home, you woul...

How much death coverage is enough?

Life Insurance Needs Example Most insurance companies say a reasonable amount for life insurance is six to 10 times the amount of annual salary. Another w...

Can I insure my car as a second driver?

Contact your insurer and tell them you want to add another driver to your policy. You’ll probably have to pay a fee for making changes to your policy, eve...

What is comprehensive general insurance policy?

Comprehensive general liability insurance refers to a business insurance policy that provides coverage for customer injuries, customer property damage, an...