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Will my insurance go up if I get hit by an uninsured driver?

But, unfortunately, they do. In the vast majority of states, insurance providers can raise rates after underinsured or uninsured claims are filed. In fact...

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can a convicted felon own a business in NJ?

As a rule, being a convicted felon does not prevent you from owning your own business. A limited liability company, or LLC, is one form of business owners...

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Will my car insurance go up if I hit a pole?

How much their car insurance premium will go up? If a driver hits a pole out of negligence, then his premium will be hiked. Drivers can expect their premi...

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Can you claim a lost engagement ring on insurance?

Many home insurance policies won’t cover, as standard, what are called matching sets. For example, if you lost a ring which you bought as part of a matchi...

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What happens if the car is insured but not the driver in California?

If someone is listed as an excluded driver on your policy, then they’re expressly excluded from your car insurance. This means that if that person drives ...

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How long can a pre existing condition be excluded?

Conditions for Exclusion HIPAA allows insurers to refuse to cover pre-existing medical conditions for up to the first twelve months after enrollment, or e...

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What happens if you are at fault in a car accident in California?

In California, at-fault drivers are legally required to pay for the damages that they cause in a collision. If you are found at fault for the crash, you w...

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Does insurance pay for car license disc expired?

If this clause is included in your policy wording, your insurer will be entitled to repudiate your claim, regardless of the reasons surrounding your expir...

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Are life insurance proceeds part of the estate?

How Life Insurance Death Benefits May Be Taxed. An even greater advantage is the federal income-tax-free benefit that life insurance proceeds receive when...

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How is settlement amount determined?

Settlement amounts are typically calculated by considering various economic damages such as medical expenses, lost wages, and out of pocket expenses from ...

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