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Is uninsured coverage required?

Coverage Summary California law requires you to have this coverage. See pages 6–7. Uninsured/Underinsured Motorist Coverage is for accidents when the othe...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What does inland marine insurance not cover?

Inland marine insurance does not cover: Stationary property at your main location. Your business vehicles. Damage from earthquakes and floods. Which loss ...

What is the purpose of an umbrella insurance policy?

Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide cove...

How can you find if someone had a life insurance policy?

Steps to find out if someone has life insurance Obtain the death certificate. Talk to family and friends. Search personal belongings. Check mail/email. On...

Do insurance companies come to your house?

Having the insurance company come take pictures or inspect your house is a good thing. They are looking for hazards that could cause a claim or even a law...

Does having 2 points on Licence affect insurance?

Getting points on your driver’s license as a result of a traffic violation typically leads to an increase in car insurance costs. We analyzed quotes from ...

Can you get rid of PMI after 2 years?

Many loans have a “seasoning requirement” that requires you to wait at least two years before you can refinance to get rid of PMI. So if your loan is less...

What is the Vioxx lawsuit about?

Vioxx Lawsuits. Following Merck’s voluntary market withdrawal of its second biggest money maker, the arthritis painkiller Vioxx (rofecoxib), Merck faced m...

What insurance should a self-employed electrician have?

Three types of insurance you should consider as a self-employed electrician are: public liability insurance. employers’ liability insurance (a legal requi...

Do Secret Service agents make good money?

Average United States Secret Service Special Agent yearly pay in the United States is approximately $150,000, which is 114% above the national average. Ho...