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What is meant by anti selection in insurance?

Anti-selection is a term that is often used in conjunction with adverse selection. It is defined as an increase in the chance for a person to take out an ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do I have to list my daughter on my car insurance?

No. You don’t have to add your child to your car insurance policy. However, if a teen falls under a parent’s policy, they can remain on that policy as lon...

Does insurance last through end of month?

Although there are no set requirements, most employer-sponsored health insurance ends on the day you stop working or at the end of the month in which you ...

Does unemployment affect citizenship?

As long as you received public benefits lawfully (without using fraud, for example), it will not hurt or affect your eligibility for naturalization. What ...

What should a disclaimer include?

In your disclaimer, cover any and all liabilities for the product or service that you provide. You should warn consumers of any dangers or hazards posed b...

When was the last great earthquake?

The 1960 Valdivia earthquake (Spanish: Terremoto de Valdivia) or the Great Chilean earthquake (Gran terremoto de Chile) on 22 May 1960 was the most powerf...

What type of insurance is used for a catastrophic injury?

Catastrophic health insurance is a type of health plan that offers coverage in times of emergencies as well as coverage for preventive care. Catastrophic ...

Who is required to have no-fault insurance in Florida?

Under Florida’s current no-fault law each policyholder is required to have $10,000 in personal injury protection, or PIP as it’s more commonly known. This...

What happens if someone backs into you in a parking lot?

If you are hit by a car in a parking lot, then you may be able to file a lawsuit against the driver who struck you. An experienced California personal inj...

How much does 2 points affect insurance in NY?

Two points will increase a driver’s insurance costs by roughly 20% to 100%, depending on the state, insurance company and type of violation. What is the f...