Does employer pay for malpractice insurance?
Unless you are going into solo practice, your new employer should be paying for your coverage. Hospital-employed physicians’ premiums are typically paid b...
Knowledge Base
Latest insights and tutorials from the The Daily Horizon team.
Is premises liability the same as general liability?
Premises liability is not the same as general liability. General liability refers to any harm done to or on someone’s property. Premises liability applies...
Read More →Can I put my grandchild on my car insurance?
If you let a grandchild borrow your car, the car will most likely stay covered under the terms of “permissive use.” If your grandchild is on their own aut...
Read More →What does pediatric dental insurance cover?
Pediatric dental insurance helps pay the cost. Most plans cover preventive services like cleanings and X-rays. Many also cover fillings and other types of...
Read More →How do you get rid of a cyst sac at home?
If it bothers you aesthetically, gets infected, causes pain, or grows rapidly in size, then talk with your doctor. Hot compress. Simple heat is the most r...
Read More →What are the funding strategies of universal life insurance?
There are a number of different strategies for buying an indexed universal life policy including paying the minimum premium, paying the no-lapse premium t...
Read More →What is a public employer in New York?
A public employer is defined as the State, any political subdivision of the State, a public authority or any government agency or instrumentality. Paid Fa...
Read More →How much does insurance contribute to GDP?
Insurance Sector’s Share Of Gross Domestic Product (GDP), 2016-2020 Insurance carriers and related activities Year Total GDP Percent of total GDP 2017 19,...
Read More →How do insurers pay the claims when asked?
The other way to claim your health insurance is via reimbursement. You can pay for the medical expenses upfront and get the treatment done, and later subm...
Read More →Can I insure my home for more than the replacement cost?
When you insure-to-value, some carriers will automatically provide extended replacement cost. If it costs more to rebuild the home than originally estimat...
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