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Does insurance claim affect your premium?

The cost and severity of a claim are key factors when it comes to whether your insurance premium may increase. Auto insurers typically consider your drivi...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How will you need to prove the ring vanished if you make a claim?

You’ll also need the date the ring was stolen or that you discovered the loss, the circumstances pertaining to how the loss or theft occurred, and any cri...

Can insurance company ask for my phone records?

After a motor vehicle accident, your car insurance company will likely request information from you, and this may include your cell phone records. You are...

What are the 7 different types of auto insurance you can purchase?

Here is a list of the seven types and what you need to know about each one. Liability Insurance. Collision Insurance. Comprehensive Insurance. Uninsured M...

What are wrap policies?

Wrap or “wrap-up” insurance policies are designed to reduce costs and avoid headaches on major construction projects. The wrap policy will ordinarily prov...

What are the 7 essential elements of a contract?

Seven essential elements must be present before a contract is binding: the offer, acceptance, mutual assent (also known as “meeting of the minds”), consid...

What class is N driver in BC?

Class 7 To get your N (Novice), you’ll need to pass the Class 7 road test. Make sure you understand what’s required of N drivers before taking the test. C...

Which company is most hated?

Monsanto. Uber (UBER) The Trump Organization. Vice Media. University of Phoenix. Fox Corp. Wells Fargo (WFC) The Weinstein Company. The Weinstein Company ...

What is endowment policy example?

Just to give you an example, if you pay an annual premium of Rs 20,000 annually under an endowment plan, you can get a sum assured of around Rs. 16 lakh f...

Is insurance considered a benefit?

While traditional health insurance benefits are usually not considered taxable income, you may pay tax on related benefits your employer pays for, like fi...