The Daily Horizon

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Will health insurance cover veneers?

While dental veneers aren’t covered by insurance, the medical procedure of having crowns (sometimes called a “cap”) fitted and attached to teeth that in n...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Does a 27 year old need life insurance?

Here’s the simple rule: You need to buy life insurance when somebody else depends on your income. If you’re 29 and single, you DO NOT need life insurance....

Does title insurance run with the land?

Title insurance does not run with the land. Coverage is thus limited to the tenure of the named insured, or as long as the insured has liability because o...

Do you need a license to sell insurance in Michigan?

If you would like to sell insurance as an insurance producer in Michigan, you must pass a licensing exam. To prepare for the licensing exam, you must take...

What convictions affect car insurance?

Having an ‘unspent’ criminal conviction of any type will push up the price of your car insurance. This is because insurers believe drivers with any type o...

What is the difference between a life insurance company and a property and casualty insurance company?

Life insurance contracts cover financial losses resulting from loss of life of the insured. P&C insurance contracts insure the policyholders from liab...

Can an individual be bonded?

Several states require insurance professionals to be licensed and bonded to help protect individuals and businesses from being deceived and manipulated wh...

Does earthquake insurance have a deductible?

The deductible for earthquake insurance is usually 10%–20% of the coverage limit. Depending on the policy, there may be separate deductibles. Your home, y...

Is Legal Malpractice insurance Required in Maryland?

Maryland Does Not Require Legal Malpractice Insurance. If you have insurance, it is defended at low or no cost by an attorney who is an expert in legal ma...

Can you insure fishing rods?

Fishing equipment coverage You can select full replacement coverage up to $10,000 for fishing rods, reels, tackle boxes, etc. Plus, you can also add perso...