The Daily Horizon

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What are the challenges faced by insurance sector in India?

Key challenges facing India’s insurance industry Low insurance penetration and density rates prevail in India. Rural participation of insurers remains def...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do insurance companies cover lifted trucks?

Do not expect your insurance to go up because your lifted truck is viewed as a risk. The insurance will only increase to cover the additional lift kit par...

Are landlords responsible for carpet beetles?

There are generally four types of bugs that cause ongoing bites and rashes to tenants: bed bugs, fleas, ticks, and carpet beetles. If the landlord can pro...

How long do life insurance companies have to pay out?

Most insurance companies pay within 30 to 60 days of the date of the claim, according to Chris Huntley, founder of Huntley Wealth & Insurance Services...

Can a boyfriend and girlfriend be on the same auto insurance policy?

Yes, you can add your girlfriend or boyfriend to your car insurance. Generally, if you and your significant other live at the same address, your car insur...

Is insurance good for pregnancy?

Does health insurance cover pregnancy? All major medical/ACA health plans cover pregnancy and childbirth. Under the Affordable Care Act, pregnancy and mat...

Is it compulsory to buy travel insurance?

Is travel insurance a legal requirement? No, you’re not legally required to have travel insurance. Some tour operators will insist you have a policy in pl...

Can I gift life insurance proceeds?

If you want your life insurance proceeds to avoid federal taxation, you’ll need to transfer ownership of your policy to another person or entity. New owne...

What does PLPD mean in insurance?

personal liability and property damage insurance PLPD stands for personal liability and property damage insurance. It is more frequently called liability ...

Does insurance cover loss of ring?

Losing something as precious as a wedding ring might not only leave emotional scars but financial ones too; if you don’t have the right insurance, you won...