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How does child insurance work?

Child life insurance covers the life of a minor and is typically purchased by a parent or grandparent. This means coverage lasts for the child’s entire li...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What is a yearly deductible for health insurance?

A deductible is a set amount you have to pay every year toward your medical bills before your insurance company starts paying. It varies by plan and some ...

How long do tickets stay on your record California?

3 years A one-point traffic ticket such as a speeding ticket or stop sign ticket will remain on your DMV record for 3 years – this means the DMV can use t...

Who is liable if my car is involved in an accident but I?

Thankfully, in most accidents, damages will be covered by one of the involved driver’s insurance companies. It’s usually whoever was liable for the crash,...

Can I drive a car I just bought with insurance?

Can you drive home a car you just bought? Yes, but only if you have insurance. It is a legal requirement that you are insured to drive your new car at any...

How much does liability insurance cost in NY?

The average cost of auto insurance in New York is $1,234.84 per year. The national average price is $889.01….Average New York City Car Insurance Rates. Co...

What happens if police lose your property?

During the inventory process, the police will remove and seize any “expensive” items to prevent them from being lost or stolen. If no charges are issued, ...

Do police deal with noise complaints?

The police can deal with a complaint if the noise amounts to a breach of the peace, or where it is associated with threatening, violent or other anti-soci...

How do you spell adjuster?

Variant spelling of adjuster. What is the meaning of adjuster? An adjuster is an insurance claims agent. A claims adjuster is charged with evaluating an i...

Is Brit a Lloyds syndicate?

Brit is a market-leading global specialty (re)insurer and the largest business that trades primarily on the Lloyd’s of London platform, the world’s leadin...