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What does accidental death and dismemberment insurance cover?

As the name suggests, accidental death and dismemberment insurance provides coverage for a death due to an accident. It generally also pays if you lose a ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I add international driver to my car insurance?

Can I add an international driver to my car insurance? The easiest way to get car insurance coverage for your relatives with international driver’s permit...

What term insurance means?

Term insurance is the simplest and purest form of life insurance. It provides financial protection to your family at the most affordable rates. The benefi...

What are the premium options in life insurance?

Policyholders can usually pay the insurance premium in installments on a monthly, quarterly, half-yearly or annually. This premium payment frequency is ca...

Is 4 points on your driving record bad?

Violation points add up and can result in losing your license. Most moving violations result in points on your record. Your license will be suspended for ...

How do you write a fault report?

Use the following suggestions to record an error on a Fault Report, record the corrective action taken to resolve the error, and record the retest action....

What are the requirements of workers compensation?

Typically, there are four basic eligibility requirements for workers’ comp benefits: You must be an employee. Your employer must carry workers’ comp insur...

Can you find out if someone has insurance?

If you have the driver’s information, you can request the California DMV to look up their name for any applicable insurance coverage. If you have the lice...

How do you handle an insurance adjuster?

Tips for The First Call with an Adjuster After an Accident Remain Calm and Polite. Identify the Person You Speak With. Give Only Limited Personal Informat...

What is covered in critical illness insurance?

“Critical illness cover protects you when you are diagnosed with a serious illness such as cancer, or suffer a heart attack or stroke. The lump sum payout...