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Do HOV tickets affect insurance?

HOV Violation Costs Simply driving solo in an HOV lane usually doesn’t impact the points on your drivers license or your insurance premiums. Getting this ...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

How old is my Miroku shotgun?

The MK70 was introduced in the mid 1990s, so your gun can only be about 15 years old at the most. The real key to age is not the serial number alone, but ...

What does total Cigna Dppo mean?

Total Cigna Dental PPO The Total Cigna Dental PPO (DPPO) network makes it easy to protect your health – and your smile – with the right dental care at the...

How hard is it to pass the property and casualty exam?

Each state controls its own insurance licensing process and not all states report pass rates for their exams. Of the states that do provide that data, the...

Is stunt driving absolute liability?

Stunt driving is a strict liability offence. In these offences, the prosecutor must prove beyond a reasonable doubt that you committed the act with which ...

Who has legal right to deceased body?

Although the right to a decent burial has long been recognized at common law, no universal rule exists as to whom the right of burial is granted. The righ...

How does a provider get credentialed?

Getting credentialed (or on insurance panels) involves retrieving and filling out a series of applications with insurance companies (which takes upward of...

Can you have insurance with multiple companies?

While you may think that two insurance policies mean double the payout, that’s not actually the case. Although no laws prohibit you from purchasing two au...

Who is the carrier in an insurance claim?

An insurance carrier is a company that sells insurance. The term carrier is used interchangeably with insurance company, insurance agency, insurance provi...

Why is it important to know family health history?

A family health history can identify people with a higher-than-usual chance of having common disorders, such as heart disease, high blood pressure, stroke...