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How long can you keep ex wife on health insurance?

36 months Federal law dictates that health insurance coverage ends as soon as you are divorced. However, most insurance plans allow an ex-spouse to get he...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Which of these factors will cause higher insurance premiums?

The 3 biggest factors that affect car insurance rates are state coverage requirements, age, and the car’s make and model. The more coverage you’re require...

What kind of insurance protects your car against theft?

Comprehensive insurance is insurance coverage that pays for the repair or replacement. Comprehensive car insurance typically covers third-party liabilitie...

What happens if I admit fault?

You should not admit fault for a car accident even if believe you caused the car wreck. If you admit liability, you—and your auto insurance company—will b...

Can you test drive a car that is not insured?

You can’t test drive a car without insurance and the police will not accept ‘I’m test driving a new car’ as an excuse for not having insurance. Most recog...

Why would you need an SR-22?

An SR-22 allows you to keep or reinstate your driving privileges after serious or repeated offenses. You might be required to have an SR-22 if: You’ve bee...

What is cap in medical insurance?

In a group health insurance plan, an insurer can apply caps on certain expense heads. Capping refers to the maximum amount or the limit that the insured c...

What kind of life insurance is whole life?

permanent life insurance Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their l...

Does homeowners insurance cover storage unit?

Are the things in my storage unit covered by my home policy? Most standard home, condo or tenant policies automatically cover you for items you have in st...

What is no limitation on lawsuit option?

Unlimited Right to Sue – Under the No Limitation on Lawsuit Option, you retain the right to sue the person who caused an auto accident for pain and suffer...