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Who is the progressive motor guy?

Terrence Terrell “Terrence Terrell, the actor who plays Motaur, has such presence, and the character is so stoic and brooding, using a light track to coun...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do I need car insurance if I have sr22?

A: If you don’t own a car, you may still be required to have an SR-22 certificate and an SR-22 auto insurance policy. If you drive a borrowed car or rent ...

What is the loan provision in life insurance policies?

Under the policy loan provision, a permanent life insurance policy may be borrowed against, using the policy’s cash value as collateral. The cash value ca...

Why do you want to become an insurance agent?

As an insurance agent, you get to guide your clients’ decisions on what insurance policy plans best suit their needs. The research you do and recommendati...

What causes bottleneck and founder effect?

Bottlenecks and founder effects. Genetic drift can cause big losses of genetic variation for small populations. Population bottlenecks occur when a popula...

What if you hit a car and there is no damage?

Consequences of committing a hit-and-run If there is vehicle damage but no bodily injury to anyone, it is a “misdemeanor hit-and-run,” carrying a fine of ...

Why is having insurance important?

Having health insurance is important for several reasons. Uninsured people receive less medical care and less timely care, they have worse health outcomes...

What is a insurance reserve?

What Is a Claims Reserve? A claims reserve is a reserve of money that is set aside by an insurance company in order to pay policyholders who have filed or...

Can a landlord require renters insurance in Texas?

Is renters insurance required in Texas? While renters insurance is not required by law in Texas, some landlords may require it for you to live in their bu...

What happens if the person at fault in an accident has no insurance in Alabama?

The at-fault driver is still liable for the accident if he or she doesn’t have insurance, but getting compensation in these cases can be very difficult. Y...