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What vehicles have the highest insurance rates?

The Tesla Model S Performance is the most expensive car to insure among top-selling 2021 vehicle models….The Most Expensive Cars to Insure. Vehicle Averag...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Is mould damage covered by insurance?

As a starting point, most insurance policies do not cover mould. That is, most insurance policies expressly state that they do not cover damage if the pri...

How do you calculate return premium?

A return premium factor is calculated by taking the number of days remaining in the policy period divided by the number of total days of the policy. This ...

Can you take out a life insurance policy on someone without their knowledge?

So to recap, you can not take out a life insurance policy on someone without their knowledge, and no one should be able to do it to you. In order to have ...

How much does insurance cost for a 16 year old driver?

Cost of car insurance for a 16-year-old We found that 16-year-olds can expect to pay on average $813 per month for car insurance. Among the different insu...

What is the purpose of home insurance?

Homeowners insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such a...

Is Allied Insurance now nationwide?

In 1998, Allied merged with Nationwide Mutual Insurance Company. A Fortune 500 company based in Columbus, Ohio, Nationwide is one of the country’s largest...

What happens if my car is totaled and I have full coverage?

If you have comprehensive coverage on your car insurance policy, it will likely reimburse you for the actual cash value of your vehicle (again, minus your...

Can my grandson be on my car insurance?

If you let a grandchild borrow your car, the car will most likely stay covered under the terms of “permissive use.” If your grandchild is on their own aut...

Can you have two policies on the same vehicle?

Since insurance companies communicate with one another to prevent fraud, you’ll never end up with two pay-outs. As such, having two insurance policies in ...