What does an adjuster do for an insurance company?
Christopher Harper
Published Jan 20, 2026
Adjusters inspect property damage or personal injury claims to determine how much the insurance company should pay for the loss. They might inspect a home, a business, or an automobile. Adjusters interview the claimant and witnesses, inspect the property, and do additional research, such as look at police reports.
What is a general insurance adjuster?
A general adjuster is an insurance professional that is responsible for analyzing incidents to determine the financial liability of the insurance company. As a general adjuster, your duties revolve around researching the property or physical damage related to insurance claims.
What are the essential elements of insurance contract?
In general, an insurance contract must meet four conditions in order to be legally valid: it must be for a legal purpose; the parties must have a legal capacity to contract; there must be evidence of a meeting of minds between the insurer and the insured; and there must be a payment or consideration.
What is the insurance code for?
This Decree shall be known as ‘The Insurance Code’. “(a) A contract of insurance is an agreement whereby one undertakes for a consideration to indemnify another against loss, damage or liability arising from an unknown or contingent event.
How much does a general adjuster make?
Contact Details
| Wages* | Low (5th percentile) | Average |
|---|---|---|
| Starting | $16.62 | $26.33 |
| Overall | $19.56 | $42.17 |
| Top | $22.56 | $58.51 |
What is an executive general adjuster?
– This position is the senior most field adjuster in the discipline and handles the most complex and severe claims. – Properly scope and estimate large loss exposures. – Negotiate settlements with insured in accordance with recommended best practices guidelines and limits of authority.
What does an insurance claims adjuster do for an insurance company?
Updated September 18, 2019. An insurance claims adjuster performs many important tasks for an insurance company. Processing insurance claims make up a large part of the work an insurance company has to perform and insurance claims adjusters make it possible for the insurance claims process to run smoothly.
How to deal with an insurance adjuster in Chicago?
In Chicago, many car accident lawyers have been dealing with insurance adjusters for decades. Reach out to a Chicago Car Accident Lawyer from Rosenfeld Injury Lawyers if you have questions. A lawyer who specializes in car accidents can be at your side the whole way through these tough negotiations.
How to prepare for a claims adjuster call?
When you and your lawyer demonstrate advanced knowledge of your case — backed up by evidence— you already have a leg up. When a claims adjuster calls, immediately find out who you’re speaking to, and who they represent. After that, keep the conversation concise.
How does a claim adjuster review storm damage?
The claim adjuster would then review the storm damage by writing down in a report what items the storm damage has destroyed along with taking pictures of the storm damage.
