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The Daily Horizon

Is 748 a good credit score TransUnion?

Author

Matthew Underwood

Published Jan 08, 2026

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 748 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers.

What is the max TransUnion credit score?

300 to 850
Credit score ranges. The credit score you see from TransUnion is based on the VantageScore® 3.0 model. Scores in this model range from 300 to 850. A good score with TransUnion and VantageScore 3.0 is between 661 and 720.

Is 790 a good credit score to buy a house?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 790 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers.

Do any lenders use TransUnion?

No Issuer Exclusively Pulls From TransUnion In some cases, the fact that each credit report could hold different information can mean that your ability to qualify for a certain credit card may depend on which credit bureau the issuer queries.

Is it good to have a FICO score of 790?

A 790 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders’ better interest rates and product offers. 25% of all consumers have FICO® Scores in the Very Good range.

What is a good credit score range with TransUnion?

What is a good credit score range with TransUnion? A credit score ranges from 300 to 850 with TransUnion and can impact your ability to borrow money. See how good credit score fits in the ideal range.

What’s the average utilization rate for a credit score of 790?

In statistical terms, just 1% of consumers with Very Good FICO ® Scores are likely to become seriously delinquent in the future. A FICO ® Score of 790 is well above the average credit score of 704, but there’s still some room for improvement. Among consumers with FICO ® credit scores of 790, the average utilization rate is 17.0%.

How much does it cost to get a TransUnion credit report?

TransUnion will be glad to provide you a copy of your consumer disclosure with your TransUnion VantageScore for a fee of $9.95 plus the price of the credit report. What is VantageScore?