How much is insurance on a 2009 Dodge Challenger?
Sarah Martinez
Published Jan 19, 2026
Average insurance rates for a 2009 Dodge Challenger are $1,294 a year including full coverage. Comprehensive insurance costs approximately $234 each year, collision costs $346, and liability costs around $534. Buying a liability-only policy costs as low as $588 a year, with high-risk insurance costing $2,792 or more.
Is the challenger expensive to insure?
The average cost of insurance for a Dodge Challenger is $2,775 for a six-month policy. However, the price you’ll pay for this American muscle car varies greatly by insurance company. Progressive is the cheapest insurer for Dodge Challengers. It charges only $1,135 every six months.
Will a Dodge Challenger make my insurance go up?
Is Insurance on a Dodge Challenger More Expensive than Average Vehicles? According to reported insurance costs, the price to insure a Dodge Challenger is approximately $173 more annually than the price to insure an average vehicle.
How much is insurance for a 18 year old with a challenger?
Car insurance providers tend to charge young drivers high rates, given their inexperience. For example, an 18-year-old driver pays an average of $5,116 per year for Dodge Challenger auto insurance.
How much is insurance on a 2021 Dodge Challenger?
The average cost of car insurance for a 2021 Dodge Challenger is $205.65 a month —or $2,467.77 a year.
How much is insurance on a Dodge Challenger for a 16 year old?
Dodge Challenger Insurance Model Year by Age Group
| Year | 16-19 yr old | 60+ yr old |
|---|---|---|
| 2021 | $293.70 / mo | $190.75 / mo |
| 2020 | $474.34 / mo | $148.13 / mo |
| 2019 | $438.93 / mo | $170.45 / mo |
| 2018 | $361.27 / mo | $159.72 / mo |
Do Dodge Challengers have a lot of problems?
Owners of the Dodge Challenger have also reported problems on RepairPal, totaling 29 overall problems across a variety of model years. More than 110 reports have been made about transmission shift quality issues, while 20 reports claim noises occur while steering at low speeds.
How much does car insurance cost on a Dodge Challenger?
The best way to get an idea of how much Dodge Challenger car insurance rates might cost you is by looking at the average amount that people are currently paying. Based on drivers across the country, the median Dodge Challenger rates cost $1,692 a year or $141 each month.
When does Dodge Charger insurance rates go down?
Your Dodge Charger insurance rates will drop by almost 40 percent by the time your teenager reaches age 20, so you can expect about a 9 to 10 percent savings annually with a good driving record. It is also important to remember that the Dodge Charger insurance classification is a sports car, which is why the rates are higher than average.
What is the safety rating of a Dodge Challenger?
According to U.S. News and J.D. Power, the 2018 Dodge Challenger holds a safety rating of 8.4/10. The NHTSA gives it an overall rating of 5/5 stars, with 4/5 for frontal crash, 5/5 for side crash and 4/5 for rollover. However, the IIHS gives it average or below average ratings in most crashworthiness categories.
What kind of warranty does Dodge Challenger have?
The Challenger is backed by a three-year/36,000-mile standard warranty and five-year/60,000-mile powertrain warranty. It also comes with five years of corrosion protection and roadside assistance. While Dodge itself doesn’t offer an extended warranty for the Challenger, there are two plans available through Mopar, its parent company.
