How much is insurance for a bus conversion?
Elijah King
Published Jan 20, 2026
Expect to pay $1,000 to $2,000 per year to insure your converted bus, or $80 to $170 each month. The exact price will vary based on the size of your bus and the type of insurance you’re getting. For example, a commercial vehicle policy for personal use may cost around $1,000 per year.
How do I get Skoolie insurance?
How to get insurance on a skoolie – your action plan:
- Get your conversion titled as an RV.
- Prepare photos of your running water, bed, bathroom and kitchen.
- Find an insurance agent who specializes in unusual vehicles.
- Get quotes from national insurers. i.e. Geico, State Farm, Progressive.
- Never give up.
What type of insurance do I need for a party bus?
Types of Party Bus Insurance Coverage
- Auto liability limits from $1M to $5M, or higher,
- Physical damage coverage for your vehicles and equipment,
- General liability insurance,
- Commercial umbrella or excess liability,
- Workers compensation for your drivers and other employees,
- Employment practices liability coverage,
What is a pro bus conversion?
If you perform a bus conversion on your own, it is called a “non-professional bus conversion.” If you hire a professional service to do the conversion for you, it is known as a “professional conversion.”
What is a Skoolie conversion?
A Skoolie, also known as a school bus conversion, is a bus that someone has converted into an RV-style camper. They’ve used many different kinds of buses for skoolie conversions with some impressive results. Bus conversions are typically DIY projects, so the layout and features vary by person.
How old does a school bus have to be to get insurance?
Some insurance carriers will not insure buses that are more than 20 years old. Other factors that may affect whether you can find school bus conversion insurance could include the type of motor and whether the bus has manual or automatic transmission.
Which is more expensive to insure a school bus or a personal vehicle?
Typically common carriers and school buses are more expensive to insure than private shuttles and personal vehicles. A big way your bus insurance price is calculated is based on which coverages you get.
Where can I get insurance for a bus conversion?
If you have already completed the conversion, or are in the process of converting a bus into an RV, a local insurance agent can still be an excellent resource. Your agent will have access to multiple insurance quotes and carriers and will find the coverage you need for your bus conversion. Why Is Bus Conversion Insurance Hard to Find?
How much does insurance cost for a church bus?
How much your insurance costs depends on the size of your bus and what it’s used for. Insurance for church buses, scout buses, and other non-profit organizations is relatively cheap. If you own one of these vehicles and it fits less than 16 passengers, expect to pay as little as $1,000 per year.
