Does insurance cover cracked TV screen?
Mia Phillips
Published Jan 20, 2026
Homeowners insurance covers broken TVs, and other tech devices, under the personal property coverage section in a standard policy. In the event your TV is accidentally damaged or destroyed by a fire, windstorm, or another covered loss, you may be paid for repairs or a replacement TV up to your coverage limits.
Does home insurance cover smashed TV?
Most home insurance policies will pay out for damage to home entertainment equipment like televisions or stereos. However, other accidents like marker pen on the walls or fruit juice spillages might require extended accidental damage cover if you want to claim.
What is classed as accidental damage to a TV?
So what is TV accidental damage insurance? Accidental Damage cover means the cost of repair to or replacement of your TV following physical damage as a result of a sudden and unforeseen cause which stops the equipment working will be covered by your TV insurance.
Does warranty cover accidental damage TV?
What is TV insurance? Television insurance provides cover for your TV in the event of a breakdown or even accidental damage. While your manufacturer’s warranty may provide you with some cover for an initial period, these are limited, often to only 12 months.
How much does it cost to fix a broken TV screen?
The cost of TV repairs varies greatly, depending on the TV type and repairs needed. Most people spend between $100 and $300 on TV repairs. Most people spend about $200 on inverter repairs on an LED TV….TV Repair Prices by Problem.
| Problem | Average Repair Costs |
|---|---|
| Horizontal Lines | $150 – $400 |
| Cracked Screen | $400 – $1,000+ |
Does LG cover cracked screens?
LG offers a one year Limited Warranty on our TV’s that begins on the Date of Purchase. If your device does not meet all warranty requirements, a repair cost may be applied. Actual cost is dependent upon any uncovered damage and this damage cannot be determined until the equipment is assessed by our repair technicians.
Can a home insurance policy cover a broken TV?
In situations like this, home insurance can help. It helps to cover your losses up to the allowable amount. Look at your contents insurance to be sure the value per item or in total is high enough to cover this specific loss. Someone breaks into your home. They take the TV, or they damage the home’s various possessions including the TV.
Can a broken TV be a big loss?
A broken television can be a large loss for some homeowners. Many of today’s larger TVs cost hundreds of dollars or more. When an accident occurs and that TV hits the floor, you may be a bit worried about the loss. In some situations, your home insurance can help you.
What happens if my TV hits the floor?
When an accident occurs and that TV hits the floor, you may be a bit worried about the loss. In some situations, your home insurance can help you. Homeowners insurance provides financial protection for items lost, stolen, or damaged in situations that were unpreventable or otherwise unavoidable.
What should I do if someone takes my TV?
They take the TV, or they damage the home’s various possessions including the TV. In this situation, your home insurance is likely to cover your losses. There are limitations here. Usually, the policy will cover items up to the contents coverage as long as your file a police report documenting the incident.
