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What is claim valuation in insurance?

The insurer allocates a value to an item at the beginning of the insurance policy. It means, no matter what is the value of the item or how much it increa...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What are two types of hazards found in confined spaces?

Confined space hazards can be divided into four broad and far reaching categories. These categories are Configuration, Biological, Physical and Atmospheri...

Can an insurance company ignore a claim?

An insurance company ignoring you does not mean you filed your claim incorrectly or do not have coverage. It is not the same as a claim rejection. It is a...

How does a red light ticket affect your insurance?

As with red-light and texting tickets, it depends on how your insurer and state treat the violation. However, if you cause an accident because of your fai...

How much does insurance cover for orthodontics?

Orthodontia is combined with your Major Dental benefit. Once you’ve had your cover for 12 months, you can claim up to $300 for orthodontia per year – up t...

How is insurance pricing calculated?

Insurance companies use mathematical calculation and statistics to calculate the amount of insurance premiums they charge their clients. Some common facto...

Does homeowners insurance cover damage to neighbor property?

Your policy or your neighbour’s policy may cover each other if it’s a liability issue and the relevant home insurance policy includes liability cover. For...

Is rehab more expensive than jail?

The price of initial drug addiction treatment and rehab is much lower than what it would be if an individual were imprisoned. Healthcare costs are reduced...

Does homeowners insurance cover dirt bike accidents?

Are Dirt Bikes Covered By Homeowners Insurance? Your dirt bike is most likely not covered by your homeowners insurance policy (neither is a motorcycle or ...

What Red Sox player became a dentist?

Celebrities who gave up dentistry for stardom — and vice versa! For the Boston Red Sox, the 1967 American League pennant race was known as “the Impossible...