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What is the difference between hospital indemnity and accident insurance?

The important distinction between the two types of insurance is how often you frequent the hospital. If you have hospital indemnity insurance and do not g...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can I drive any car with SR-22 insurance?

If you have been convicted of a DUI/DWI and you drive someone else’s vehicle, then you may require non-owner SR22 car insurance. You may also be asking yo...

What if I have car insurance but no card?

If you don’t show proof of insurance to, say, a police officer, they can issue you a ticket or fine. Because you’re required to carry them in most states,...

Is there insurance for home appliances?

Rather than protecting the structural integrity of a home like homeowners insurance, home appliance insurance covers the cost of repairs or replacements f...

What happens if a minor is the beneficiary on a life insurance policy?

If minor children have been named as the beneficiary of your life insurance policy, then it can become legally complicated. Minor children cannot directly...

How much is car insurance in NY for a 16 year old?

The cheapest auto insurance company for 16-year-olds by state State Insurer Average monthly rate New York Geico $534 North Carolina State Farm $201 Ohio G...

What happens if I have no car insurance but the person that hit my Car?

Nothing bad for you, except if a cop came you will be cited for no liability insurance. That’s a hefty monetary fine. You can make your claim for your veh...

What is insurance policy life cycle?

The Insurance Policy Life Cycle. Throughout the policy administration process, the customer is asked to complete applications, submit payment, and wait fo...

Does building insurance cover termite damage?

Termite damage isn’t covered by home insurance mainly because termites are classed as an “insect”, and unfortunately home insurance policies don’t cover d...

How does a 50/50 claim affect insurance?

If liability is agreed on a 50/50 basis, it means that you and the other side have both accepted 50% responsibility for the accident. You will receive 50%...