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What does the Terrorism Risk Insurance Act cover?

Congress enacted the Terrorism Risk Insurance Act (TRIA) in 2002 to serve as a federal backstop for certain insured losses from large scale acts of terror...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Do you have to have good credit to get homeowners insurance?

Nearly all major homeowners insurance companies assess your credit when deciding what price to offer you for homeowners insurance; it’s very difficult to ...

Is flood insurance in addition to homeowners insurance?

Flood insurance is available for renters as well as homeowners, but a special policy is required as flood insurance—like earthquake insurance—is not part ...

Are life insurance cash-value withdrawals taxable?

You Withdraw Money from Cash Value Money within the cash value account grows tax-free, based on the interest or investment gains it earns (depending on th...

How long can I drive in Illinois with an out-of-state license?

90 days How long is my out-of-state driver’s license valid in Illinois? If you have moved to Illinois and have a valid out-of-state driver’s license, it i...

What is the Georgia Automobile Insurance Plan?

The Georgia Automobile Insurance Plan was created to provide automobile insurance coverage to eligible risks who seek coverage and are unable to obtain su...

Why are you interested in a career in insurance?

Unlike most industries, you’re in the driver’s seat with a career in insurance. The industry is enormous and incredibly varied, with jobs to suit every pe...

Do union workers get health insurance?

Labor unions and trusts can show clear value to active and retired members by providing access to quality health care benefits. UnitedHealthcare collabora...

What happens when there is no named beneficiary on a life insurance policy?

A life insurance policy also sets out rules about what happens when there is no named beneficiary. In many policies, the surviving spouse automatically re...

Which car has the cheapest car insurance for young drivers?

The 10 cheapest cars for young drivers to insure Skoda Citigo. Citroen C1. Ford Puma. Ford KA+ Vauxhall Viva. Fiat 500. Suzuki Alto. Peugeot 107. How can ...