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Can you sue someone who is uninsured?

Your injuries must result from a motor vehicle accident that occurred in Alberta. The accident must have been the fault of another person. In cases involv...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Who is insured under insurance?

1) An insurance policy is a contract between the insurer and the insured. 2) The insured is the person whose life is being covered against the risk under ...

Is natural disaster covered by insurance?

Automobile insurance policies also cover most natural disasters as long as the insured selects the physical damage option (Section B). Basic home insuranc...

Do psychologists carry malpractice insurance?

Like doctors who carry medical malpractice insurance, psychologists carry professional liability insurance (or malpractice insurance) to safeguard their c...

Are bicycles covered under homeowners insurance?

Bicycles are covered under the personal property section of standard homeowners and renters insurance policies. This coverage will reimburse you, minus yo...

What happens if I totaled my financed car?

If your car is totaled and you still owe money on the loan, the insurance company will pay your lender for the car’s value, and you will be responsible fo...

Is seizures considered critical illness?

Critically ill patients with seizures are either admitted to the intensive care unit because of uncontrolled seizures requiring aggressive treatment or ar...

Does title insurance protect the lender?

Lender’s title insurance protects your lender against problems with the title to your property-such as someone with a legal claim against the home. Lender...

Is home insurance mandatory in North Carolina?

Although insurance on your home is not required by North Carolina law, if your home is mortgaged your lender may require the purchase of insurance on your...

Does uninsured motorist cover hit and run car damage?

Uninsured motorist property damage coverage helps pay for repairs if your car is damaged by another driver without insurance. And in some states where it ...