The Daily Horizon

Featured Article

Can I consolidate my debt with a new home loan?

By rolling your debt into a new home loan, you can consolidate your debts and lower your payments. Although they carry a clear benefit for borrowers, cons...

Read Full Article Browse technology trends

Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What to say to get out of a timeshare presentation?

Re: Best excuse to get out of a timeshare presentation. Best excuse is look em in the eye & firmly say “no thank you or no gracias.” If they still go ...

Is it good to pay settlement offers?

It is always better to pay off your debt in full if possible. While settling an account won’t damage your credit as much as not paying at all, a status of...

How many years do you have to work for 100 percent of your pension?

Employers also can choose a graduated vesting schedule, which requires an employee to work 7 years in order to be 100 percent vested, but provides at leas...

Who can change the beneficiary on an annuity?

Owners can choose one or multiple beneficiaries and specify the percentage or fixed amount each will receive. Beneficiaries can be people or organizations...

What is publication 915 of the Internal Revenue Service?

Publication 915 – Introductory Material Future Developments Reminders Introduction Publication 915 (2019), Social Security and Equivalent Railroad Retirem...

What should I do with my 401k when I leave my job?

If you have an employer-sponsored 401(k), you will likely be faced with four options when you leave your job. Stay in the existing employer’s plan. Move t...

What is the best loan for a single mom?

Best home loans for single moms FHA Loan. Federal Housing Administration (FHA) loans usually have lower interest rates and only require 3.5 percent down. ...

How long will it take to double my investment 8% interest?

approximately nine years The result is the number of years, approximately, it’ll take for your money to double. For example, if an investment scheme promi...

Can you withdraw from 401k early without penalty?

The IRS dictates you can withdraw funds from your 401(k) account without penalty only after you reach age 59½, become permanently disabled, or are otherwi...