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Does homeowners insurance cover defective siding?

Does Homeowners Insurance Cover Rotted Siding? Keep in mind, your homeowners insurance won’t cover you for normal wear and tear, like rotted siding. Norma...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

What do health insurance numbers mean?

The first number is the percentage that the insurance company pays, the second number is the percentage that you will pay. For example, if you went over y...

Why would my insurance company cancel my policy?

Some of the more common reasons for getting your car insurance cancelled are: Non-payment. “Non-disclosure” – that means you didn’t tell them about someth...

Under what condition will life insurance proceeds excluded from gross income?

Section 101(a)(1) states the general rule that the proceeds of life insurance policies, if paid by reason of the death of the insured, are excluded from t...

What does the puddle say on the Progressive commercial?

Get Free Access to the Data Below for 10 Ads! However, she pauses when an animated puddle of water strangely proclaims, “I’m going to put Lisa on crutches...

Does insurance cover all 4 slashed tires?

There’s a common misconception that insurance companies won’t cover three slashed tires but will cover four slashed tires instead. The truth is that you’r...

Does renters insurance cover water backup?

Renters insurance does cover water originating from inside the building. If your toilet overflows, your policy may cover the damage. Your policy will have...

What is dime method?

The DIME method DIME is an acronym that stands for Debt, Income, Mortgage, and Education expenses. Basically, you add the expenses in each category to get...

How can I find out if anyone has a life insurance policy on me?

Here are some good ones: Look through financial records. Life insurance companies issue a lot of paperwork. Ask your family members. Call the State Commis...

What are public officials who regulate the insurance industry in their state?

An insurance commissioner (or commissioner of insurance) is a public official in the executive branch of a state or territory in the United States who, al...