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Are there penalties for writing under the word count?

There is a penalty in IELTS writing if you write under the word count which is 150 words for writing task 1 and 250 words for writing task 2. How can I ch...

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Knowledge Base

Latest insights and tutorials from the The Daily Horizon team.

Can you track an offshore bank account?

While citizens of the United States are required to report all offshore bank accounts, offshore banks are not required to report income to the IRS. The si...

When did Obamacare go into effect?

March 23, 2010 The first part of the comprehensive health care reform law enacted on March 23, 2010. The law was amended by the Health Care and Education ...

What are some unforeseen costs?

With so much opportunity, don’t let surprise business costs or energy costs get in the way of growing your small business. What are some of the biggest un...

What is leasing a business?

A lease is a contract between an owner and a user of property. In business lease agreements, the owner (lessor) receives financial compensation and in exc...

Is it possible to rent a beach house?

If you’re after a classic vacation of rest and relaxation, with the sound of the ocean as the backing track and days filled with rays on the itinerary, yo...

What banks finance co-ops?

Co-Op Mortgage Lenders Alpine Mortgage Services – New Jersey and New York. First Republic Bank – California, Florida, Massachusetts, New York, and Oregon....

How much donation can I claim?

You may deduct charitable contributions of money or property made to qualified organizations if you itemize your deductions. Generally, you may deduct up ...

What is a good annual return on investment portfolio?

Generally speaking, if you’re estimating how much your stock-market investment will return over time, we suggest using an average annual return of 6% and ...

Do you legally have to follow HOA rules?

You are not “breaking the law” per se when you don’t adhere to the HOA rules or pay your HOA fees. Failure to do either of those, however, can still resul...